Why your premium is safe and claims honoured swiftly |
Your insurer,
Red Sands Insurance Company (Europe) Ltd., is a specialist
in UK motor related insurance products.
- Member of The Association of British Insurers (A.B.I.)
- A voluntary member of the Financial Ombudsman Scheme.
- European Regulated.
- Underwrite one of the UK's largest Mechanical Breakdown Insurance books.
- Your policy is protected by the Financial Services
Compensation Scheme.
For further information about Red Sands please visit www.redsands.gi
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| Who are we |
Retail Value Protector is FSA registered and underwritten by 'Red Sands'.
Both are part of the respected Future45 Ltd and Hollard Group of companies.
Our foundation stone was laid over 20 years ago specialising in the automotive insurance sector. In 2003 the decision was made to sell Gap Insurance direct to the consumer via the internet, bypassing dealers and brokers and thus passing the savings onto you.
Our philosophy is through customer feedback and FSA guidelines to continually develop our policies for the online market and create intuitive and unique GAP policies that is suitable for:
- New and used cars purchased any time in the last 7 years.
- Purchased privately or through a trade entity.
- Used for private or business purposes.
Welcome to a refreshing approach to buying your Depreciation Gap Insurance. Welcome to Retail Value Protector.
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| What we do for you to-day |
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We have developed a unique Policy offering car owners even greater simplicity of purchase, lower premiums and greater protection against depreciation than can be found anywhere else - both on or off-line. "Retail Value Protector.
What Is Retail Value Protector?
- Guaranteed Asset Protection (GAP) insurance. A complimentary motor related insurance policy that provides added protection when a car is a total loss (written off or stolen).
- Four Year policy where the premium is paid annually.
- Customer may cancel at any time without penalty.
How Retail Value Protector Works
- Motor insurance typically only covers a cars pre-accident, or theft, depreciated value.
- Depreciation is exactly what Retail Value Protector GAP Insurance protects.
- Pays the shortfall between the retail value of the car at time of loss and the retail value of the car when the policy was purchased.
Why Consumers Buy Car Depreciation GAP Insurance
- Cars can depreciate by up to 77% in the first three years.
- In the UK car crime is a third of all crime, a car is stolen every minute of the day in the UK.
- A vehicle is stolen every minute with a third never being recovered.
- Over 500,000 vehicles become a total loss each year.
- We have designed a friendly website, enabling you to fully understand all the policy benefits.
- We design the products, our insurance partner underwrites them, then we offer them to you with no compromises - for the lowest premiums possible.
- It's us, our Underwriters and no companies in between. Now that's refreshing!
- Our growth we believe, has been achieved though giving you clear unbiased information, low premiums without compromises, and ultimately your recommendations of which we are grateful.
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| What we are working towards for You |
- Making a refreshing difference how you purchase your car insurance products.
- More competitively priced products as requested by you.
- Rewarding your trust and loyalty with genuine discounts including the refer a friend offer.
- Constant updates to our website as requested by yourselves for ease of use, navigation and information.
- Assuring you that we are real people and that we are here to help.
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